Living in Arizona means that once our monsoon season hits, many homeowners will brush off the news of bad weather until it’s too late.
Rather than be left in a panic over a storm with greater impact than anticipated, make sure your roof is prepared for the season now and get your roof ready for storms! No matter what type of roof you have, you want to be sure it’s ready to face heavy rains, wind, and thunderstorms.
Should debris come flying through the air, you want to be sure all openings to your home, including windows and doors, are sealed shut and are securely in place.
If a window breaks, the pressure inside your home will increase, which puts it at greater risk for even bigger damages! The last thing you want is to have to get a house window replacement!
After a monsoon storm, you may find yourself looking at damages around your home. In order to properly prepare for your insurance company to send an adjuster to you, start taking photos and videos of your belongings along with their condition.
Anything that is capable of being lifted by wind has the potential to fly into your home or into a neighbor’s home.
You should properly secure any of these items outdoors, or move them inside if that isn’t possible. Things like patio furniture should be put into a garage or shed, and even your vehicle should be kept safely undercover and away from trees that could topple over.
Tree branches should be a minimum of six feet away from your home. When winds are heavy, the branches can lash out like a whip and cause large amounts of damage.
Even outside of storms, branches that go without being properly maintained offer other critters and pests access to portions of your home that would be otherwise inaccessible.
You should be sure that your payments are made and that you have no gap in coverage. If something like a tree falls and damages your home, be sure to contact your insurance company immediately, followed up by a call to a professional and licensed tree service.
Getting the tree removed and roof tarped is the first step, then a trusted roofing contractor can help to repair damages!
Before any storms, make sure your home has been properly taken care of. You’ll want to “batten down the hatches” since the strong wind will be the top factor that affects your roof. Follow these steps to help ensure your roof will be secured against leaks.
Having a professional roofing contractor inspect your roof for weak areas that can cause issues during a severe storm is an important step to take, and it’s something we offer for free here at Mikku & Sons.
Here are some indicators that roof repair or restoration is required, according to your roofing system material:
All flashing should be sealed, properly aligned, and checked for rust, corrosion or separation. Shingle tabs that are curled or lifted from a poor seal or prior wind damage, or those that have lost their protective granules, need to be replaced or resealed.
Your roofing company should also check any vent turbines for proper seal and functionality.
Fasteners, tiles, flashing, ridges, and risers must be in working order. Chipped, delaminated, slipping, or sliding tiles must be repaired, restored, or replaced. Flying tiles can become dangerous projectiles during high-speed winds.
Metal that buckles, fasteners that are the wrong type or are no longer functional, and unsealed or unseated flashing are signs of problem areas on your metal roofing system.
An emergency roof repair inspection for a flat roof means checking for ponding or pooling water, torn, cracked, or broken surfaces, improper or non-functioning fasteners, buckling, poor seals, and overall flashing problems.
To a residential insurance policy business, the roof is the most crucial component of your residence. In more than 90 percent of hailstorm or high-wind cases, there is a payment family member to the roofing cover, according to the Insurance Institute for Business and Home Safety.
Figuring out that your roof covering has to be replaced or fixed can be bothersome for lots of home owners. Taking care of insurance policy cases, speaking with insurance adjusters and seeking compensation for all covered problems is a complicated procedure. Several home owners are just unclear how to file a claim, where the procedure can be troublesome, what sorts of paperwork they require, or what to anticipate. We’ll try to help in this article by offering some roofing insurance claim tips.
Some policies will use roofing damage coverage up to the depreciated worth, no matter the age of your roof covering. Other plans will cover the price of repair or replacement at the time of the insurance claim, despite the age .
The most critical thing to understand is what’s covered and what’s not. This is done by calling your insurance policy service provider.
If your roofing system is less than 10 years old, you may be covered entirely for the expense of fixing or replacing the damaged area at the time of the claim. If your roof covering is more than 10 years old, you may only receive compensation for the depreciated value of the damage.
To simplify the claims procedure and help in getting the appropriate compensation for your loss, take a collection of “past” pictures of your roof covering as well as outside your residential or commercial property. Having all of these details on file will help make your claims procedure problem-free and as smooth as possible.
Look for roof repair contractors with experience in supplying roofing system estimates for insurance policy cases and also assisting customers navigate the procedure of obtaining their roof repair service to be covered by their insurance policy company.
If your roofing system has been damaged, you should get an evaluation by a roofing contractor as soon as possible. Figure out the degree of the damages immediately. This will help accelerate the claim and help prevent more issues that wouldn’t be covered under your plan.
Your professional roofing contractor should help you navigate your claim with your roofing company’s procedures. Look for service providers with experience in offering roof covering estimates and insurance coverage cases.
Among all the components on your property, the most useful and critical among these is your roof! Designed to protect you, your family, and your belongings, your roof is the first line of defense against the elements! The summer heat and monsoon storms (along with the wind that accompanies them) are particularly harsh on roofs. Should you find yourself with roof damages and need an emergency fix right away, give these tips a shot!
Your roof is one the most vulnerable features of your home, so a roofing system is usually exposed to changing weather extremes which erodes the quality over time. This also increases the odds of damage and can facilitate an emergency roof repair scenario.
If your roof was damaged during a storm by wind, rain or hail, the best thing you can do is wait until the storm is over before assessing any damage. Once the storm is over and you have good lighting, go and take a look – it’s never worth the risk and danger to inspect during a storm.
Once the whether improves, you should go check your roof. If it has not been damaged too badly, you may be able to get away with minimal DIY repairs to fix up anything basic. For greater damages and breaks, a roof contractor will be able to help you.
As one of the most critical steps, buying a protective cover or tarp for your roof can help to minimize further damages and keep items inside of your house safe and secure. If you fear that water will still find its way inside, make sure to move any furniture and belongings into another room and out of harm’s way.
If you find a pool of water on your roof, make sure to get it removed as fast as possible. Still water that collects on your roof is not just harmful to your roofing system, but also attracts various pests who like stagnant water, such as mosquitoes!
If your roofing system has to undergo heavier repairs, do not try and attempt them yourself. Skilled and licensed contractors should be able to help, even in an emergency. Putting off repairs can cause your damages to grow and should never be put off!
