Roof Replacement Contractors
Tips for Filing a Roof Replacement Insurance Claim
Discovering that you have serious damage to your roof can be stressful. Going through the insurance claim quagmire can require lots of contacts with insurance adjusters, roofing contractors, and in some instances, maybe even your mortgage company. To make sure you can handle the insurance claim process, Mikku and Sons Roofing recommends you follow these five tips as a guideline:
1 – Check for damage right after a storm
If you think your roof is damaged, call a reputable and licensed roofing contractor to come out and inspect your roof. Even if your roof looks good from the outside, there could be serious internal damage that only an experienced roofing specialist can see. Some insurance policies have conditions that tell you how long you can wait after the damage has occurred and still have your roof covered under your policy. After a severe storm, as soon as it’s safe, have your roof inspected.
2 – Take pictures and document the details
An experienced roofer will know where to check for damage and should be thorough in documenting the damage and how extensive it might be. They will take pictures of damaged areas and get you a written explanation of what needs to be fixed and the estimated cost to repair. In some cases, you might have roof damage that isn’t serious enough to justify an insurance claim and in this case, your preferred roofing company can work with you to plan how to handle the repairs. In more serious cases, you’ll need to get your homeowner’s insurance company involved and will need to provide proof of damage, including measurements, the events that led up to the damage, and dates and times the damage occurred.
It is always a good idea to take pictures of your roof periodically, especially after any maintenance has been done. Make sure the images are clear and well labeled with date and time. If possible, take several photos from different angles to show the whole roof and its condition. By doing this, you can make a more convincing argument and you will have visual proof to justify that the damaged areas were not there before the storm and were a direct result of the storm itself.
Roof Replacement Specialists
3 – Call your insurance agent and go through your policy
If you have extensive roof damage, be sure to contact your insurance company right away. If you wait too long, you may not be able to submit the claim. Always have the latest copy of your homeowner’s insurance policy to see what statute of limitations there are for reporting damage and what types of roof damage are covered. Some homeowner’s policies have clauses detailing the amount of damage that will be covered. For example, if your roof is over ten years old, your insurance company may only cover a portion of the roof replacement cost, based on the depreciated value of your roof. If there’s ever any question of the precise roofing insurance coverage you have, contact your insurance provider. When you submit your claim, an adjuster will be sent to inspect the damaged areas and determine what the insurance company will pay out to repair or replace your roof.
4 – Find a roofing contractor with extensive insurance experience
Assuming your claim is covered under your homeowner’s policy, you will have a certain amount available to repair the damage. You can pick the roofing contractor to complete any repairs needed or to replace your entire roof. When selecting a contractor, make sure you ask for references and only use licensed and insured contractors. It’s okay to shop around and get more than one estimate to fix your roof. By doing this, you can be comfortable that you’re not overpaying, and you’ll have a lot more information to choose a qualified roofing contractor that you think will complete the job correctly. Not every roofing contractor will provide insurance claim assistance. At Mikku and Sons Roofing, we’re roof replacement specialists who will work with you to make sure your claim is submitted promptly to your insurance company, and that you get the maximum reimbursement for your roof repair issues.
5 – Watch out for contingency contracts
Most roofing contractors will provide a free roof inspection and roof repair estimate. However, keep an eye out for contingency contracts that may be disguised as inspection reports. By being led to sign one of these contracts you are agreeing to give the job to that roofing company if your insurance claim is approved. Remember, when you’re getting estimates, you should not need to sign anything. If you are pressured into signing something, it is a sure sign that it’s time to find a more trustworthy roof replacement company. Checking with the Better Business Bureau and selecting only the roofing companies that have an A or better rating is a good way to parry your list of options to only those roofing professionals that have a reputation for doing quality work.
Getting roof repairs covered by your insurance company can be a difficult and confusing process. By working with a certified, licensed and locally experienced roofing contractor, you can make sure your roof damage claim is submitted correctly to your insurance company and the roof repair is handled quickly, accurately and with the lease amount of hassle. The roof replacement experts at Mikku and Sons Roofing are experienced in handling roof insurance claims and restoring your property back to its original condition. If your roof is damaged by one of our severe monsoon storms, call us at (623) 465-1068. We will schedule a free roof inspection, document the damage, and give you a free estimate to get your roof insurance claim started as soon as possible.
Phoenix Foam Roofing Contractors
Polyurethane spray foam roofing has been used for a long time, but has recently become much more popular. If your old roof needs to be replaced, switching to foam could make sense in a lot of ways. Here are five strong reasons why foam roofs are a good choice.
1 – Provides a Very Tight, Waterproof Seal
Foam roofs don’t have seams, and form a tight, even seal around vents, pipes and chimneys, which provides a sturdy, waterproof seal that reduces the odds of moisture getting into seams and between cracks in openings. Because of this, one of the most important foam roof advantages is the fact that it provides better leak protection than other roofing. Foam also doesn’t contract and expand over time, which means the tight seal won’t break either.
2 – Better Insulation Quality
Spray foam is an excellent insulator that can greatly lower your heating and cooling expenses. Since it has no seams, heat can’t easily escape from your property during the winter. Also, because this roofing material is white means it will stay cooler in the summer too.
Foam also insulates well against outside noise, which means your home will be mare quiet and calm inside after having Mikku and Sons Roofing add this material to the surface of your roof. This is a big advantage if you live in a highly trafficed area or, if maybe you currently have a metal roof, which transmits a lot of sound.
Foam Roofing Contractors
3 – Durability
Foam roofs don’t ever wear out, provided you are maintaining it correctly. Ideally, the roof should be re-coated after five years to keep it in top shape. After the first re-coating, you’ll only need to have this service repeated once every twenty years. As long as you follow the recommended maintenance routine, you shouldn’t have any problems with your roof at all.
Not only do foam roofs last longer than other roofing systems, but they are also rugged and sturdy enough to walk on. Which means you won’t have to worry about safety whenever it’s time to clean the roof or have someone perform repairs.
4 – Its Environmentally Friendly
Spray foam can be installed directly over the top of other roofing materials, which could mean eliminating the need to rip them off the roof and dispose of them in a landfill. Also, since foam roofs last so long, you won’t have to worry about adding to landfill waste at a later time either. And, one last thing regarding the environment, the foam used in foam roofing is non-toxic and doesn’t produce any harmful fumes, making it safe to be inside using your your home while the work is going on up on the roof.
Foam Roofing Companies
5 – Its More Attractive
Your roof shouldn’t be just for protection, but also add to the beauty and curb appeal of your property as well. Foam roofs are attractive, and work well with homes of all styles and construction types. White foam matches well with any exterior siding, but, you can also have foam tinted beige, tan or light gray if that would match your property better. One big advantage of white foam, however, is the fact that it doesn’t fade when exposed to UV rays, so your roof will continue to look like new much longer than tinted ones.
At Mikku and Sons Roofing, we would like to point out to you that there are many other foam roof advantages in addition to the ones we’ve listed here. To find out more about them, give us a call at (623) 465-1068 or request an estimate through our website today.
Its hot in Phoenix, which means you need to take a lot of things into consideration when deciding what to do about the type of roof installation you place on your property. Your roof installation is one of the critical components of building and maintaining your home. You need to select it with our sometimes harsh weather in mind. Some roof types work better than others in our climate. Understanding the best options for the Arizona climate will help you make the right choice.
Phoenix Roof Installation Contractors
Tile roof installation is a great option, and its one of the most durable types of roofing. Its can be made of clay, but there are also lighter weight materials available. The hard clay stands up to harsh conditions, such as extreme heat and our monsoon storms. Tile roofing lasts longer than other materials and does a good job of protecting your home from water damage.
Tile roof installation is also fire rresistant, which can be a big bonus, as it can lead to lower homeowner insurance rates.
Finally, tile roofing installation provides great insulation, which can help with your utility bills.
Phoenix Roof Installation
2. Shingle Roofing
Shingle roof installation is one of the most common types of roofing in Phoenix. One of the big reasons is it is much less expensive than tile roofing. That also means that maintenance and repair costs for shingle roofing are more affordable and easier to complete.
Shingle roof installation is usually made with asphalt or fiberglass, and comes in a wide range of styles and colors. It's able to fit with just about any architectural design to provide attractive curb appeal for your home. In addition, it has a nice, long life span – as much as 20-25 years on average.
3. Foam Roofing
Polyurethane foam roof installation is sprayed on your roof for a strong and seamless cover that won't leak and provides strong insulation. Foam roof installation is very popular on commercial buildings, but it can also be applied to homes with a variety of roof styles. Foam roof installation is sprayed on then dries solidly. Its a single layer of roofing, eliminating seams, especially around flashing, reducing the chance of water damage. Foam roof installation in Phoenix Arizona is hard enough to withstand damage but flexible enough to shift with the expansion and contraction of the house.
The high insulation rating of foam roofing gives an extra layer of insulation that will help lower your energy bills, in addition to it being inexpensive to install and maintain.
Phoenix Roof Installers
Whether you're installing a new roof installation or repairing an existing one, you should call a professional roofing contractor to get the job done right. A roofing contractor has the experience and knowledge you need to make sure that one of the most critical pieces of your property is installed correctly. If you don't, you could leave your property vulnerable to leaks and other damage.
Mikku and Sons Roofing provides professional residential and commercial roof installation services, including installing tile, shingle or foam roofing. Our expert crews will provide a free estimate for your project, whether it be installing a roof on a new home or a repairing an existing one. Exceptional service and superior quality are our calling cards, so you can trust the job will be done right. We're a locally and family owned company that has served the Phoenix metro area for over 15 years. Call us at 623-465-1068 and see how one of our expert roofing contractors can help you get the type of roofing services you need to keep your property protected for years to come.