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Roofing Insurance Claim Tips

Roofing Insurance Claim Tips

Emergency Roof Repair Services

To a residential insurance policy business, the roof is the most crucial component of your residence. In more than 90 percent of hailstorm or high-wind cases, there is a payment family member to the roofing cover, according to the Insurance Institute for Business and Home Safety.

Figuring out that your roof covering has to be replaced or fixed can be bothersome for lots of home owners. Taking care of insurance policy cases, speaking with insurance adjusters and seeking compensation for all covered problems is a complicated procedure. Several home owners are just unclear how to file a claim, where the procedure can be troublesome, what sorts of paperwork they require, or what to anticipate.  We’ll try to help in this article by offering some roofing insurance claim tips.

Roofing Insurance Claim Tips That Will Make Things Easier

Know Your Policy Coverage

Some policies will use roofing damage coverage up to the depreciated worth, no matter the age of your roof covering. Other plans will cover the price of repair or replacement at the time of the insurance claim, despite the age .

The most critical thing to understand is what’s covered and what’s not.  This is done by calling your insurance policy service provider.

If your roofing system is less than 10 years old, you may be covered entirely for the expense of fixing or replacing the damaged area at the time of the claim. If your roof covering is more than 10 years old, you may only receive compensation for the depreciated value of the damage.

Produce Documentation

To simplify the claims procedure and help in getting the appropriate compensation for your loss, take a collection of “past” pictures of your roof covering as well as outside your residential or commercial property. Having all of these details on file will help make your claims procedure problem-free and as smooth as possible.

Pick a Roofing Contractor with Insurance Expertise

Look for roof repair contractors with experience in supplying roofing system estimates for insurance policy cases and also assisting customers navigate the procedure of obtaining their roof repair service to be covered by their insurance policy company.

If your roofing system has been damaged, you should get an evaluation by a roofing contractor as soon as possible. Figure out the degree of the damages immediately. This will help accelerate the claim and help prevent more issues that wouldn’t be covered under your plan.

Your professional roofing contractor should help you navigate your claim with your roofing company’s procedures. Look for service providers with experience in offering roof covering estimates and insurance coverage cases.

Emergency Roof Repair Contractors

Mikku and Sons Roofing has been helping residents throughout Phoenix since 2001. Our experienced and friendly crew members can inspect your roof and help you get it ready for the monsoon season to help you reduce the risk of damage. But, if your roof does have damage due to monsoon storms, we are ready to help you with quick and complete roof repair. We have experience in all types of roofs, including tile, shingle and flat roofs on both personal residences and commercial property. We are fully licensed and insured and make it our mission to provide quality workmanships and exceptional service.

Call us today at (623) 465-1068 to find out how we can help you prepare your roof for the coming monsoon season or to repair it after a storm.

Request Your Free Estimate

Tips For Handling a Roofing Insurance Claim

Tips For Handling a Roofing Insurance Claim

An Intimidating Process

Finding out your roof is damaged and needs repairs or replacement can be stressful for a homeowner. Handling insurance claims, dealing with adjusters and ensuring you get paid for all covered damage is an intimidating process. Many property owners aren’t confident about filing a claim, process issues and what kinds of documentation they will need.

To an insurance company, your roof is the most critical feature of your property. If its damaged, it can lead to much larger damage claims. The Insurance Institute for Business and Home Safety has stated that more than 90% of hail or high-wind claims result in a payout relative to the quality of the roof cover. Insurance companies check roofing claims with great scrutiny and expect homeowners to provide correct documentation and accurate information in order to process the claim.

Three Important Things To Do

Provide Documentation for Your Claim

To make the claims process experience easier and to help you get the right settlement for your damage, take some photos of your roof and exterior property before they are damaged. Then, when you have some damage from a storm, update the photos when you need maintenance or repairs completed. Once the roof is damaged take another set of photos showing the need for repairs. Document and record the damages and any quotes, estimates or bills you get in relation to the damage. Having this info on file in one place will ensure your claims process is a smooth and easy experience.

Hire a Roofing Contractor with Insurance Experience

Before you file your insurance claim completely, you’ll need an estimate from a professional roofing contractor. Most of the time you can pick the roofing company of your choosing. Your contractor should help you make your way through the sometimes complicated roof insurance claims process. Some roofing companies have adjusters on their staff that can deal with your insurance claim for you. Try to find a contractor that has a lot of experience providing roofing quotes for insurance claims.   They should help through the process of getting a roof repair or replacement covered by the insurance company.

Know Whats Covered in Your Policy

Keep in contact with your insurance agent and company. Its the best and most simple way to be aware of what’s covered or not covered in your homeowners policy.

Some policies use the age of the roof and take it into account when it gets damaged. If your roof is under 10 years old, you could be covered for the entire cost of repairing or replacing the damaged section at the time of the claim. If it’s more than 10 years old, you could be paid for the depreciated value of the damaged roof. The depreciated value takes wear and tear and age of your roof into account. This could mean the value has lowered before the damage occurred.

Some insurance policies will offer damage coverage only up to the depreciated value, no matter what the age of your roof is. Others will cover the entire cost of repairing or replacing the damaged section at the time of the claim, no matter the age of your roof. Most of the time, your insurance company will send out an adjuster to your property to inspect and verify the claim. If the damage is found to be from age, normal wear and tear, or the poor condition of your roof, it will probably be classified as normal maintenance, and won’t be covered under your policy.

The most critical thing to remember is if you think your roof has been damaged and needs repair, you shouldn’t wait for the inspection by a roofing contractor. Determine how much damage you have as soon as you can. This will help move along the process expeditiously and help you avoid more damage that might not be covered under your policy.

Emergency Roof Repair Contractors

Mikku and Sons Roofing has been helping residents throughout Phoenix since 2001. Our experienced and friendly crew members can inspect your roof and help you get it ready for the monsoon season to help you reduce the risk of damage. If your roof has damage from monsoon storms, we are ready to help you with quick and complete roof repair. We have experience in all types of commercial and residential roofs, including tile, shingle and flat roofs. We are fully licensed and insured and make it our mission to provide quality workmanships and exceptional service.

Call us today at (623) 465-1068 to find out how we can help you prepare your roof for the coming monsoon season or to repair it after a storm.

Request Your Free Estimate

Get Your Roof Ready for Storms

Get Your Roof Ready for Storms

Don’t Brush Off Bad Weather

Because monsoon storms are a way of life in Arizona, homeowners will brush off the news of bad weather, panicking when they realize the impact might be more than they thought. No matter which roofing system you have, your roof needs to be ready in the event of a severe wind storm, or simply daily onslaught of the quite violent monsoon summer thunderstorms. Even if you aren’t hit with hurricane-force high winds, one thing is sure: your roof will get its share of rain, dust and wind before the end of the season.

It’s best to start getting your property and roof ready now. Here are a few helpful tips to make sure you, and your roof, are able to make it through any monsoon storm.

Here Are A Few Things You Can Do To
Have Your Roof Ready for Monsoon Storms

1

Secure All Doors and Windows

If there’s debris flying through the air and a window breaks, the pressure inside your home will dramatically increase, and your roof becomes just like a big parachute. To avoid this, make sure your doors and windows are tightly secured and locked during the peak of the storm.

2

Take Inventory of your Property

You might have some damage after a monsoon storm. You want to be sure you’re prepared for your insurance company when they send their adjuster out to your property. Be ready by taking photos and videos that you can show to an adjuster.

3

Secure Loose Objects in your Yard

Anything that can fly through the air and damage your home, or any other house nearby, should be secured or moved indoors. Patio furniture should be stored in your garage or shed. Your home isn’t the only thing that should be protected during a storm. Protecting your cars or trucks is also important. If you don’t have a garage, move them away from any large trees that could fall on top of them.

4

Keep Tree Branches Away from your Roof

Tree branches need to be at least six feet away from your house. When winds are blowing high, they’re going to be like large whips across your roof, potentially causing a lot of damage. Be especially mindful of branches that grow up next to your roof’s edge. This is the area that provides protection from air lift, so its especially important that its not damaged.

5

Keep Your Insurance Policy Current

Be sure you don’t have coverage gaps. If a tree causes damage to your home, you should contact your insurance company right away. Next, call a professional, licensed tree service. They’ll help you remove the tree from your roof and get it tarped. Then, your roofing contractor is there to help you repair any damage that occurred. They should also have tarps and crews that will be ready to help secure your property as soon as possible after the storm.

Before the Storm

Prepare for Strong Winds

Before a storm, you want to “batten down the hatches”,  as wind will be the factor that affects your roof the most. This is one of the most important things to take into consideration when preparing for a strong storm.  These steps will help ensure your roof isn’t exposed to the elements causing potential leaks.

  • When fastening roof decking during a roof replacement, add to its strength by using ring-shank nails.
  • Re-cement loose shingles. In high wind, loose shingles will lift and tear away, leaving the roof deck unprotected against moisture.
  • Use a self-adhering membrane or roofing tape to seal the roof deck. It minimizes the chance that moisture will get into your attic.

Prepare and Repair or Restore

Have a professional roofing contractor inspect your roof for weak areas that can cause issues during a severe storm. Here are some Indicators that an roof repair or restoration is required, grouped according to your roofing system material:

Shingle Roofs

All flashing should be sealed, properly aligned and checked for rust, corrosion or separating. Shingle tabs that are curled or lifted from a poor seal or prior wind damage, or those that have lost their protective granules, need to be replaced or resealed. Your roofing company should also check any vent turbines for proper seal and functionality.

Tile Roofs

Fasteners, tiles, flashing, ridges and risers must be in working order. Chipped, delaminated, slipping or sliding tiles must be repaired, restored or replaced. Flying tiles can become dangerous projectiles during high force wind.

Metal Roofs

Metal that buckles, fasteners that are the wrong type or are no longer functional, and unsealed or unseated flashing are signs of problem areas on your metal roofing system.

Flat Roofs

An emergency roof repair inspection for a flat roof means checking for ponding or pooling water, torn, cracked or broken surfaces, improper or non-functioning fasteners, buckling, poor seals, and overall flashing problems.

Emergency Roof Repair Contractors

Mikku and Sons Roofing has been helping residents throughout Phoenix since 2001. Our experienced and friendly crew members can inspect your roof and help you get it ready for the monsoon season to help you reduce the risk of damage. If your roof has damage from monsoon storms, we are ready to help you with quick and complete roof repair. We have experience in all types of commercial and residential roofs, including tile, shingle and flat roofs. We are fully licensed and insured and make it our mission to provide quality workmanships and exceptional service.

Call us today at (623) 465-1068 to find out how we can help you prepare your roof for the coming monsoon season or to repair it after a storm.

Request Your Free Estimate

What To Do When Your Roof is Damaged

When Your Roof Is Damaged – What To Do?

If you’re a property owner, you can’t predict when and how severe weather will hit you. You’ll need to take steps when your roof is damaged and you'll need to completely understand the steps to take. Severe rain, high windstorms and monsoons can all cause heavy damage to your roof.

#1. 
Check your roof's damage. After your roof experiences severe wether, you have to assess the damage you've experienced. You can then be able to discuss what happened with your insurance representative and your roof repair contractor to help you avoid hidden costs or issues. (You should do this during daylight hours, which means you might have to skip to step 2 before you inspect the damage.) Use binoculars when you're checking the damage so you can see the details closely. Take the area thats been damaged and figure the estimated square footage. Look to see if there are any shingles missing and note how severe the damage is. In some smaller cases, you may just have a few random shingles missing or sheered off. Make a note of the material that’s visible and exposed. Here’s what to look for – the ends of missing shingles, tar paper or exposed plywood. Notice the shade and color of the material thats exposed. If you have some shingles from when the roof was installed or last repaired, you can check the packaging for the right shingle style and color you'll need.

#2. 
If you have a little experience with repairs, try to make some temporary fixes to minimize your damage. Personal items inside your home could be damaged by water if your roof is leaking directly above a living area. Put a garbage can or bucket under any leaking water and move any valuable items away from the area so they won't get damaged more. You may need to use a tarp to cover badly damaged areas to get them waterproofed immediately. If they're smaller repairs that are needed you can get them shingled right away.

Hire a Professional, Experienced Roofing Contractor

#3. 
Call your insurance representative and heck your insurance policy if it looks like there's enough damage for a claim. If there isn’t, it may make more sense money wise to hire a roofer yourself and get any needed repairs done. If you're involved in a large, natural disaster where big swaths of residential properties are hit by severe weather or a big storm, you may want to contact your insurance company ASAP so you can get on a good contractor's schedule immediately. Good, reputable roofing companies will have their calendars filled up quickly after a severe storm in their area, due to demand.

#4. 
If you need to hire a roofing contractor, be sure its a reliable, professional roofing company. Be careful not to hire any fly-by-nighters that flood these areas after a storm and rip off vulnerable, uneducated property owners. Avoid these type of contractors at all costs. These traveling contractors that chase storms around will give you poor quality workmanship and be gone as fast as they arrived, leaving you with bigger issues than you had from just the storm.

Mikku and Sons Roofing (623) 465-1068 provides quality Phoenix roof repair services and has been a Phoenix roofing contractor since 2001. If you need advice from a trustworthy, professional roofing company, give us a call.

 

What to do about Water Stains

A Phoenix Roofer You Can Trust

A lot of homeowners take their ceilings for granted and don't check them often, but we recommend you inspect them regularly for signs of moisture seeping through. Even if you see something that looks minor, you need to get on it and check it out. Here's some tips for taking care of water stains quickly and effectively:.

Locate the Source
When you spot moisture, the first thing you need to do is find out the source of where its coming from. Most of the time, the area directly above the stain is the best place to start. If you can't see anything on your roof that looks like a problem, you could have a pipe thats leaking. There could also be moisture running along some pipes or trusses that will come from a source somewhere else and drop onto your ceiling.

Other reasons for stained ceilings could be:

  • Bad or old caulking.
  • AC ductwork thats faulty.
  • Water pans or piping that needs to be repaired.
  • Bad insulation, which could cause pipes to leak.
  • Older pipes that might need to be replaced or repaired.
  • Cracks in  stucco walls if you have them. 
  • Faulty flashing around chimneys and pipes.

Check Your Roof
If the leak is coming from your roof, it could be that there are other sources of moisture other than obvious leaks. If you need a professional, experienced roofing company to inspect your roof for leaks and determine where any moisture spots may be coming from, give us a call at (623) 465-1068.

Roof Repair Services for the Phoenix area

Don't Skip Any Steps
You don't want to repair any moisture stains, no matter how bad they look, until you know the source and have it repaired. If you fix it first then find the source, chances are you're going to be repairing another moisture stain. If there's permanent damage, you might have to take out part of your ceiling or wall to fix the issue. So the stain doesn't seep through, when you're dealing with a cosmetic stain, you should use a stain covering primer before painting over the spot. Depending on how much damage there is and the stain itself, you may need to call in a professional to help fix the issue..

Call on a Professional for Help
Make sure you don't let moisture stains and their source go unchecked. Always take care of the issue as soon as possible, or what could be a minor cosmetic and roof repair could turn into something major and much more expensive. Here at Mikku and Sons Roofing, we can put you in touch with financing options, if the need for it arises.

How to Avoid Roofing Scams

Emergency Roof Repair

How to Avoid Storm Chasers and Roofing Scams

Roofing scams happen far too frequently, especially after severe storms, where there’s a lot of damage and property owners become impatient with professional roofing contractors get backed up with their appointments and estimates. The most vulnerable are the elderly and handicapped who might not be able to easily assess the damage themselves. Because of this, its important to make sure to get background checks on any roofing roofing contractor you’re dealing with, to see if they are licensed and insured, legitimate contractors and also to check out the quality of their past work.

Some Examples of Roofing Scams

Roofing scams are usually initiated by a someone going door to door offering to do roof repair jobs for an unusually low quote. They may say their crew has leftover material and supplies from another “project” they just completed in the neighborhood, which will let them pass the savings on to the next lucky customer. This ’contractor’ will usually ask for a cash deposit in advance. They won’t leave bonafide contact information, credible references, and won’t even attempt to produce a business license. The work they do will be poorly completed or left unfinished altogether as the “roofing contractor” and his crew takes off before the property owner figures out what has happened, leaving them with little or absolutely nothing to go on.

Emergency Roofing Services

How to Avoid Being Taken

Look for Warning Signs:
    •    Are you being pressured to hire the contractor because of a low, low price that has a limited time attached to it? Especially if there’s been a lot of damage in your neighborhood, you should be very careful of someone pushing a very low, bargain quote.
    •    Are you being asked to pay a large percentage or maybe all of the job up front?
    •    Are the roofers based locally? Storm chasers (or, as they’re sometimes called, Travelers) will follow the damage from the latest storms, looking to make some quick cash through unsuspecting homeowners through the opportunity brought by monsoon storm damage.

Tips for Avoiding Scammers:
    •    Never, ever agree to pay money up front before they complete the job. This should be a strong clue immediately as legitimate, licensed contractors won’t usually ask for cash up front.
    •    Be sure to get references and check to make sure they have a current contractor’s license and that their insurance is up to date.
    •    Call the Better Business Bureau for your city (or the city where the company is located) to see if they’ve had any complaints filed against them.
    •    Get a written estimate and contract with all the details of the work to be completed in addition to the agreed upon price.
    •    Get a phone number and a legitimate business address for the roofing ’company’ they say they represent. Call and/or drive by to visit the company address to confirm that they actually do exist and that the person you have talked to is actually employed there.

Emergency Roofing Contractor

Finally, remember that a scammer will usually want the work to be done immediately since they don't want to give you any extra time to figure out who and what they are. If the representative insists on starting the project as soon as possible, be sure that you have checked the company out completely before handing over any of your hard-earned money.

If you feel, you’re being taken advantage of, and you need to speak to a legitimate, professional, licensed roofing contractor, give us a call at Mikku and Sons Roofing. 623-465-1068.

Information on Roof Warranties

Roof Installation Contractors

So, you’ve invested in a new roof  and now you get to sit back and enjoy the next 20 years with no roofing worries.  Or do you?  The best answer is that it depends on what you just purchased.

Most property owners tend to focus on the length of the warranty and don’t fully understand what is and what is not covered, leaving you open to some surprises later. Understanding your typical roof warranty can help you get the most out of your coverage.

It probably isn’t a surprise to learn that roofing warranties are usually more geared toward protecting the manufacturer than the property owner. Roofing manufacturers spend big money to compose lots of fine print that tries to limit their own liability if something goes wrong with their roofing products. That’s why it’s so critical that you understand the following before signing off on your project and warranty purchase:

    •    What kind of roof warranty am I getting?
    •    What is the actual term of the warranty?
    •    What can void my warranty?
    •    What are my responsibilities for maintaining my warranty?
    •    What doesn’t a typical roof warranty cover?

If you haven’t purchased your new roof yet, ask for a sample of the roof warranty template and read through it and ask for clarifications from your roofing contractor.

Roof Installation Companies

If you have purchased already, here are some of the most common questions to look for:

Differences between a contractor roof warranty and a manufacturer roof warranty?
This one is pretty simple. One comes from the roofing company that installed the roof and one comes from the manufacturer of the roofing materials.

Manufacturer warranties differ – some cover only the material while others cover the whole system. Most manufacturer warranties also require the contractor to perform warranted repairs for the first few years after they install the roof.

Contractor roof warranties usually don’t cover materials and only cover the actual workmanship.

Material-Only Warranty vs. Labor-Only Warranty vs. System (Labor and Material) Warranty

Material Only Warranties typically has a lower cost than a full system warranty but will only cover manufacturing defects and premature deterioration for the term of the warranty. Material only warranties cover the roof membrane and not other accessories such as flashings, adhesives, metal edge, etc
.
It only covers the cost of materials to repair or offers a credit toward buying a new membrane. These warranties don’t cover or include any labor or coverage for installation issues. They also don’t provide coverage for fixing leak repairs.

Labor Only Warranties cover only the labor required to fix a roof defect and doesn’t cover cost of materials. They are usually offered by the roof installation contractor. This type of warranty isn’t a roof workmanship warranty and probably won’t cover repairs for installation errors.

Full System Warranties usually cover not only the material, but also manufacturer approved flashings, accessories and metal work used in the original installation. They typically cover full cost, labor included, for any roof leak repairs within the warranty terms and conditions. Again, this type of warranty might not cover installation errors.

Labor Warranty vs. Roof Workmanship Warranty

These two types of warranties can be confused so let’s talk about the differences.
Labor warranties cover the costs associated with repairing a defective roof within the terms of the roof system coverage. Most full system warranties include labor. However, they don’t cover the cost of repairs associated with installation failures. That’s why the most critical step of your roof system is a good, solid, professional installation.

There isn’t much that can protect you against installation issues besides a roof workmanship warranty from the roof installer. Also remember that a warranty is only as good as the roofing company backing it. Make sure you have a professional, long-standing roofing contractor install your roof.

A roof workmanship warranty covers you against costs related to actual installation problems and errors which a labor-only warranty might not cover. However, some system warranties do cover workmanship. If your warranty doesn’t include workmanship coverage you might be able to get it directly from the installer.
 
Most roof warranties won’t protect you from a bad installation!
A roof warranty is only as good as the company backing it. Looking for a professional, experienced roofing contractor to install your roof? Contact Mikku and Sons Roofing today, at 623-465-1068.
 
What does a regular roof warranty cover?
Again, this depends on the actual type of warranty you have. You could be surprised by what you are or are not covered for. That’s why it’s so critical to know what the roof warranty will cover before you invest in a new roof system. Always read the fine print and exceptions. 

Roof Replacement Contractors

Below are some things that are normally covered or that might require extra fees. Be aware that certain warranty coverage extras such as puncture coverage or high wind coverage require certain roof materials or installation methods which may impact the cost of the roof installation itself.

Roof Leak Repair
Most full system roof warranties cover labor and material costs for roof leak repairs as long as the cause of the leak fall under certain requirements or guidelines. For example, a typical roof warranty doesn’t cover the cost of leak repair if it was caused by fire, lightning, high winds, hail, earthquakes, negligent acts, misuse, vandalism or loss of integrity of the structure.

High Winds
Damage caused by high winds can fall outside of the typical roof warranty coverage. Check with your roofing contractor to find out what winds speeds you are covered for. If your property is in a high wind or hurricane area you might want to check into a wind gust upgrade. But know that this upgrade will probably increase the cost of your warranty and may need enhancements to the roof system like increased fastening patterns.  Those enhancements will also increase the total cost of your new roof system.

Hail Damage Coverage
Another warranty add-on is coverage for hail damage. If your property is located in a hail-prone area you might want to think about a roof design that allows for this add-on to protect you from the expense of repairing a hail damaged roof.  However, this may also  require enhancements that will increase the total cost of your new roof.

Roof Puncture Coverage
If your roof system has a lot of foot traffic you may want to consider adding accidental puncture coverage. There will be an extra charge for puncture coverage and you also might need to have a specific roof membrane thickness for your roof to qualify for this upgrade.

What doesn’t a typical roof warranty cover?
Almost as important as what is covered by your warranty is knowing what isn’t covered. 

Here are a few of the most common exclusions you’ll find in typical roof warranty clauses:

Ponding or Standing Water
There are differing opinions on what the definition of ponding water is but what counts is what your roofing manufacturer deems “ponding water.” Most manufacturers define this as water that remains pooled on the roof for a specific amount of time after rain has stopped falling. Warranties that exclude ponding water also exclude any problems caused by it, like roof leaks or damage to the area in question.

Consequential Damages
Most roof warranties don’t cover any consequential or interior issues caused by roof leaks or defects. This would include carpets, walls, ceilings, equipment and merchandise, etc.

Acts of God
Acts of God are things like high winds (sometimes additional wind coverage can be added), hail (same with hail, additional coverage can be added), tornadoes, floods, fires, etc. These are usually not covered.

Existing Moisture
If your roofing contractor is planning to install a new roof over an existing roof system the manufacturer could require an infrared scan before and after the roof installation to make sure there isn’t any moisture trapped in the existing system. Existing moisture that affects a new roof system is not typically going to be covered.

Improper Roof Repairs
Contractors that use improper repair materials or bad repair methods could void the manufacturer’s warranty.  The manufacturer also will not cover the expenses to have those poor repairs corrected by an authorized applicator.  Itt’s also worth mentioning that there could be more costs for you to have the manufacturer come out and inspect the recently repaired area in order to reinstate the warranty.

Unauthorized Alterations or Repairs
If you’re planning to install a new rooftop unit, addition or alteration to a warranted roof system be certain to contact the manufacturer before moving forward.  FAs an example, if you have an HVAC company install a new AC unit of some kind on your warranted roof but don’t have a manufacturer authorized roofer install flashing around the unit in you may be risking voidance of your warranty.

Replacement
Unfortunately,  you won’t find a roof warranty that covers the replacement of your roof system. You may even get the material expense covered but not the labor to install your new roof.

Emergency Roof Repair Services

Emergency Roofing Contractor

As emergency roof repair specialists, we don’t recommend that homeowners try to tarp or repair a roof on their own. It is work best handled by an expert emergency roof repair company that has a lot of experience with it. However, there are times when professional cannot be found immediately and a property owner may need to take drastic action to preserve their property.

Tarping a roof is a project to be completed only when a professional roofing contractor is not available, and the situation needs immediate attention to prevent further damage.

That being said, we’ll shed a little light on the subject of roof tarping for you.

This type of emergency roof repair is a temporary fix for a major roof leak and should only be attempted in a safe environment with the right array of safety equipment being used. Make sure you have at least one additional person to help in the repair. Final repairs are best left to a roofing professional that has the equipment and expertise to do it safely and permanently. 
                                                                         
If you feel you must tarp your roof, for whatever reason…here are some helpful tips.

Wet rooftops are dangerous, especially when wet and tarps can be slippery even when they are dry. Extreme caution is advised at all times. Be careful.

Emergency Roof Repair

Roof Tarping Basics  
• Don’t stand on any roof that has a steep pitch.
• Don’t stand on any tarp – particularly if the tarp is wet, as it will be very slippery.
• Never try to go up onto a roof in the middle of a storm.

Identify the Roof Leak’s Origin
Finding the exact spot that is causing the leak might be hard if an obvious damage spot is not clearly seen. Storm damage can range from large, highly visible damage or tears to almost undetectable penetrations. Even small types of damage can hurt the surface of your roof and lead to bigger problems over time. Leaks look like they start in one area, but water usually moves in ways that you don’t expect.

Start by checking the underside of the roof for water stains. Go up into the attic, if you have one, and see if you can spot where the water is coming from that is leaking into your property.

Roof Tarping Instructions
    •    Find the problem area in question on the roof.
    •    Measure the area that needs to be covered. Measure about 1 foot over the ridge to about 2 feet below the leak for the tarp length. Then measure the width of the leak area and add an additional 6 feet for the tarp width.
    •    Cut your roof tarp material to match the size you need.
    •    Center the roof tarping material from over peak to below the leak and open it up.
    •    Roll 2 to 3 inch rolls of plastic, creating a nail line, place the tarp flat onto the roof surface, pound your first nail in the plastic nail line. To keep wind from destroying your work,  you should pull the tarp tight and set nails about 2 to 3 ft. apart all the way around the material, stretching the tarp tight along eaves, parameter, and over the ridge.
    •    Step safely down the ladder and check your work on the inside to make sure it’s set.

Make sure to install your material over the ridge.  If the material is installed just shy of the ridge, it allows water to run freely right under the plastic and, again, inside your house.

What to Look For After the Storm
    •    Torn or missing shingles
    •    Dented metal roof vents and flashing
    •    Missing metal roof panels
    •    Broken or out of place tiles
    •    Roof indentations or penetrations
    •    Water spots and signs of water underneath the roof deck into the attic.
    •    Standing water on a flat roof
 
If you have to do a roof tarp installation yourself, be careful. Your first step, before trying to tarp yourself, is calling a professional, licensed, emergency roof repair contractor like Mikku and Sons Roofing. Feel free to call us at (623) 465-1068 if you have any questions regarding any emergency roof repair services.

Emergency Roof Repair Tips

Emergency Roof Repairs

Your roof is one of the most critical components of your property, since it protects you, your family and everything inside. Its the first line of defense from natural elements like wind, fire, rain, hail, and extremely hot and humid temperatures. But its also one of the most vulnerable features of your home, so a roofing system is usually exposed to changing weather extremes which erodes its quality over time. This also increases the odds of damage and can facilitate an emergency roof repair scenario.

Timing is Important
If your roof has been damaged by a hail storm, heavy winds or rain, the best advice is to wait until the weather gets better. If it’s night, wait until the morning so you have proper light conditions to assess the damage. Don’t take action irashly and put your life in danger just to check your roof’s condition during severe and harsh weather.

Do a Quick Inspection
When the weather improves, its time for a quick roof inspection. If your roof hasn’t been damaged severely, you can possibly follow quick DIY procedures to repair your roof on a basic level. Minor damage might be able to be resolved by a homeowner on their own, but if it has been damaged badly, you need to contact an expert, experienced roofing contractor.

Emergency Roof Repair Contractors

Get Some Temporary Cover
This is one of the most critical steps you need to take to avoid further damage to your roof and possibly your other household items. A protective cover, tarp or temporary type of roof must be applied to avoid more damage to the internal and structural damage. If water is getting inside, move any valuable furniture and belongings into another room in your home.

Preventing Water Damage
If your roof’s damage has caused a puddle of water, you should have it removed as quickly as possible. Don’t allow your roof to collect rainwater as it can further damage your roofing system. Also, if left to pool, stagnant water can be a good place for insects to breed.

Emergency Roof Repair Companies

Hiring an Expert Roofing Contractor
If your existing roofing system has to have heavy repair or complete replacement, don’t delay it any further and contact a professional, experienced roofing company. Only an expert roofing company can offer you emergency roof repair services to handle all your urgent requirements. Putting off repairing or replacing an extensively damaged roof will just turn into a more expensive problem down the road. 

Mikku and Sons Roofing – Emergency Roof Repair Services
Mikku and Sons Roofing, your full service roofing company, offers complete emergency roofing services to handle all of your emergency roof repair needs. We have a dedicated crew of roofing experts, who will take complete care of your residential or commercial roofing after being damaged by one of our severe severe monsoon storms. Give us a call at (623) 465-1068.

 

Don’t Hire Unlicensed Roofing Contractors

Emergency Roof Repair

You hear advice all the time when you you’re looking for a roofing contractor in Arizona that you should never hire an unlicensed contractor to do your work.

Whats the reason for this? Does it truly even matter?

Some property owners think, that if the roofing contractor does good work based on a referral from an acquaintance or family member and they had a good experience, then why should it matter if they don’t have a license. And, as a bonus, they can probably save some money in the process.

Don’t be tempted to do this to save some money because you could possibly pay way much later as a consequence.

This is why:

1 – You will be limited in your legal remedies if there’s a problem

With a licensed roofing contractor, if you have a dispute, you can call the company’s licensing agency for help in mediating between yourself and the roofing company. They also may be able to help recover any monetary losses you might have incurred.

But, if you have an issue with an unlicensed contractor that they refuse to resolve, you’ll have to make a decision about filing a civil lawsuit. That isn’t something that you’re likely to have much success with.

Legal expenses are high and, even if you should win, you might never be able to collect any funds because unlicensed contractors are notorious for going in and out of business. Who knows how long they’ll be there to pay you, or they could just disappear completely leaving you holding the bag.

The reality is, an unlicensed contractor doesn’t have the same incentive to do quality work because it’s easier for them to get away with providing minimal service and poor work quality, due to the fact that your choices are limited with legal action.

So, lets say some unlicensed contractor doesn’t finish your roofing project and runs off with your money? Good luck trying to find them and trying to get any compensation or having the work finished!

Roof Installation

2 – They could have inadequate insurance

Worker’s comp and liability insurance is expensive for a contractor. Because of this, unlicensed contractors many times will not carry these vitally important policies. Just as important for you as it is for them.

If a roofing contractor’s crew member gets injured while working on your roof, without worker’s comp insurance would mean you’ll likely be responsible for paying for their medical bills. Have you checked the cost of a week long hospital stay lately?

Without liability insurance, if a contractor damages your home and refuses to fix it, you’re out of luck and you’ll have to pay for the damages yourself.  

3 – They may not have an adequate bond

A “Bond” is a type of insurance that compensates you if the contractor doesn’t complete the job as you’ve requested or contracted them to do. Unlicensed contractors usually won’t even offer a written and signed contract, much less be bonded with an adequate amount. So, if the finished product with your roof project isn’t what you thought you were getting, that’s your tough luck! There’s no bond available for you to make a claim on.

4 – Do They follow proper building codes?

To obtain a license, a contractor is tested on their knowledge and application of local building codes.

Here’s why this could be a big problem:

If you decide to sell your property and during the inspection process the home inspector points out that your roof isn’t built to code, you’ll be responsible for fixing that before the Buyer or the Lender will move forward to close on the purchase. Fixing something like this in a short time frame could cost thousands of dollars that you had no idea you were going to be liable for.

Also, disclosing to an inspector that you hired an unlicensed roofing contractor to fix any past issues with your roof could greatly decrease the property’s value, if the inspector or the Buyer isn’t comfortable with assuming the liability for an unlicensed contractor’s work.

Roof Repair Contractor

5 – The work could be lower quality

Obtaining a license means that a roofer meets minimum industry training standards and work experience. This is in place to protect consumers like you.

If a contractor is unlicensed, you don’t have any idea about their level of competency or experience. Low-quality roofing work and materials can backfire in a major way on you later. We have severe monsoon storms every summer in Arizona. Imagine seeing your roof literally blown off in the middle of one of these storms because the unlicensed contractor that did the work either cut corners, didn’t really know what they were doing, or used subpar materials to get the work done and pad their profits!

Don’t settle for a simple handshake…get your roof work completed by licensed, experienced, professional contractors. If they cut corners by not paying for licensing, insurance or bonding, what’s keeping them from cutting corners on their work or the materials they’re using?

If you need a licensed, experienced, competent roofing company to take care of your project, you’ve come to the right website! We’re licensed, bonded and fully insured, having been in business since 2001. We’ll take care of you and make sure your roofing project is completed to your satisfaction. Contact us today at (623) 465-1068.

 

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